Genome
Low-risk EU businesses that want EUR IBANs, multi-currency accounts, SEPA/SWIFT payments and physical or virtual Visa cards.
About Genome
Genome is a Lithuanian electronic money institution offering business EUR IBANs, multi-currency accounts, SEPA and SWIFT payments and physical or virtual Visa cards.
Published pricing distinguishes clearly between lower-risk and higher-risk customers. Low-risk business accounts start from €10 per month, while onboarding, transfers, cards and higher-risk activity can add materially to the total cost.
Genome can suit low-risk EU businesses that want payment infrastructure and cards without using a traditional bank. Companies operating in higher-risk sectors should review the pricing carefully, as fees can be substantially higher.
Key limitations
High-risk businesses, where Genome applies materially higher account, transfer and administration fees.
How the account works
Finance workflow
conditional
conditional
Conditional
How customer funds are protected
Electronic Money Institution; customer funds are safeguarded rather than protected by a standard bank deposit guarantee.
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