Bookkeeping & Accounting Services in Estonia 2026
Compare bookkeeping and accounting services in Estonia by monthly starting price, included volume, VAT and OSS support, payroll, annual reporting and digital workflow. Designed for Estonian companies, e-residents and international founders.
Compare bookkeeping and accounting providers in Estonia
The monthly price below means managed ongoing bookkeeping handled by the provider. Use the table to compare monthly bookkeeping in Estonia by price, included workload, service model and annual-report support.
| Provider | Best for | Managed accounting from | Starting plan limit | Service model | Annual report | Client portal |
|---|---|---|---|---|---|---|
1Office
| Full-service international businesses | From €135/month + VAT | 5 sales + 5 expense invoices/month | Full-service | From €250 + VAT | Yes |
Aaroni Accounting Services
| Local accounting + e-commerce | From €49/month + VAT | Not publicly specified | Accountant-led | From €50 + VAT | — |
B2baltics
| Budget-conscious small businesses | From €19/month + VAT | Not publicly specified | Accountant-led | From €90 + VAT | — |
BDO Estonia
| International advisory & compliance | Upon request | Not publicly specified | Advisory-led | Upon request | — |
E-Residency Hub
| Small e-resident businesses | From €59/month + VAT | Up to 10 invoices/payments/month | Hybrid | Included from Micro plan | — |
eFinance
| SaaS & platform compliance | From €1,000/month + VAT | Not publicly specified | Specialist advisory | Included / quote-based | — |
Enty
| Platform-first international founders | From €93/month + VAT | 15 documents/month at EUR 93 | Software-first | Included from €51/month Annual Reporting plan | Yes |
estx
| E-residents needing personal support | From €99/month + VAT | Not publicly specified | Accountant-led | Included in monthly accounting plans | — |
GrouHub
| Human-led e-resident support | From €145/month | Up to 25 invoices/month | Accountant-led | Included in Starter plan | — |
Magrat
| Complex international structures | From €180/month + VAT for active monthly accounting | Up to 10 transactions/month | Accountant-led | Included in accounting plans; standalone quote | — |
Saldo
| Complex accountant-led businesses | From €79/month + VAT | Up to 20 documents/month | Accountant-led | €55/hour + VAT, minimum €99 + VAT | — |
Sunio
| E-commerce and e-residents | From €59/month + VAT | Lite: up to EUR 5k revenue/month | Hybrid | Included from Lite (€59/month); standalone from €199 | — |
TuneUp OÜ
| Affordable human support | From €89/month | Not publicly specified | Accountant-led | Upon request | — |
Xolo
| Solo founders and freelancers | From €59/month + VAT | 20 purchase + 50 sales invoices/month | Software-first | Included in plan | Yes |
Buukify
| Flexible e-resident accounting | From €125/month + VAT | Up to 50 transactions/month | Accountant-led | Upon request | — |
Managed accounting means ongoing bookkeeping handled by the provider. Software-only, dormant-company and annual-report-only plans are excluded from the starting price. Starting-plan limits use the provider's own pricing unit where published (documents, transactions, revenue or workload), because providers structure their packages differently.
PRACTICAL DECISION GUIDE · ILLUSTRATIVE SCENARIOS
What drives the real bookkeeping workload?
Compare the work behind a monthly fee, not only the number of documents.
| Scenario | Assumptions | What matters | Verify before choosing |
|---|---|---|---|
| Solo consultant | Few invoices, one bank, no stock | Usually simpler when invoices and bank transfers reconcile cleanly. | Foreign software subscriptions, reverse-charge checks, missing invoices or payroll. |
| Cross-border B2B service | Foreign business customers and multiple currencies | Invoice tax treatment and exchange differences need consistent rules. | Customer status, valid VAT IDs, tax residence and bank/payment exports. |
| Online store with Stripe | Payments, refunds, fees and settlements | A single payout can combine numerous sales, taxes, fees and refunds. | OSS, platform-country detail, refunds, chargebacks and payout reconciliation. |
| Manufacturing company | Purchases, stock, work in progress and deliveries | The accounting effort depends on reliable inventory and cut-off data. | Stock movements, material consumption, advances, delivery dates and month-end reconciliation. |
A document count is not a reliable proxy for effort: 100 clean imported transactions can require less intervention than 20 unmatched transactions. These are illustrative workflows, not actual client metrics.
Editorial method: illustrative assumptions are labelled; actual provider claims must be checked against current published terms. See How We Review.
What the monthly fee actually includes
Prices only make sense together with the work included, activity limits and how much direct accountant access you get.
Managed bookkeeping
Check that the provider actually handles the monthly bookkeeping rather than selling software access only.
Plan limits
Document, transaction, revenue or workload limits can make similarly priced plans very different in practice.
Workflow & access
Compare software-first, hybrid and accountant-led services by how much work stays with you and how support is delivered.
Tell us how your accounting works. We will narrow the list.
Describe your activity, where you sell, whether you need VAT or payroll, and how hands-on you want your accountant to be. The matcher compares those needs with the structured service profile of each provider above.
Providers worth a closer look
This is a fit-based shortlist, not an overall quality ranking. Priority buttons use researched need-specific shortlists; your written description adds context. Commercial relationships are not used in the matching score.