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PROVIDER REVIEW

Juni

Estonian and other EEA limited-liability companies that want multi-currency accounts, cards, global payments and finance automation in one platform.

Reviewed by Karin Rand Banking / Fintech www.juni.co ↗
OVERVIEW

About Juni

Juni combines multi-currency business accounts, company cards, global payments, spend controls and finance automation for digital-first businesses.

Estonian limited-liability companies are explicitly listed among supported EEA entities. The Free plan starts at €0 per month, while Plus adds more users, accounts and cards together with lower FX pricing and cashback.

Key limitations

May not suit

Traditional local businesses that need branch banking, cash services or Estonia-specific bookkeeping integrations.

ACCOUNT & PAYMENTS

How the account works

Account / IBANLocalised EUR, GBP and SEK IBAN accounts
CurrenciesEUR, GBP, SEK, USD and NOK
SEPAYes
SWIFTYes
USD local detailsUSD supported for supplier payments and currency accounts; confirm local receiving detail availability.
FX pricingAccount-payment FX: 1.2% Free, 0.5% Plus; card FX: 1.8% Free, 1.5% Plus.
TEAM & ACCOUNTING

Finance workflow

Team access

2 users on Free; 10 on Plus; more available as add-ons.

Accountant access

Finance automation and accounting features are available; strongest native integration is with Fortnox.

Payment approvals

Yes — hierarchical approval flows and spend rules.

API

Yes

Accounting integrations

Deep Fortnox integration; broader workflows depend on company setup.

FUND PROTECTION

How customer funds are protected

Juni states that customer funds are safeguarded through regulated partners; the business account is not presented as a traditional deposit-taking bank account.

SOURCES & VERIFICATION

Sources used for this review

Pricing and service details are checked against provider or official marketplace sources. Availability and terms can change.

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