
Payhawk
Estonian and other EEA companies that want dedicated accounts, corporate cards, expense management, approvals and accounting integrations in one finance platform.
About Payhawk
Payhawk combines business accounts, corporate cards, expense management, payment approvals and accounting integrations in one finance platform. It is designed for companies that want tighter control over employee spending and finance workflows rather than only a basic payment account.
For eligible smaller businesses, Payhawk offers a Growth programme from £149 per month, while larger or more complex organisations use modular quote-based pricing. Its value increases when several people need cards, approvals and expense controls in the same system.
Payhawk is therefore better suited to growing Estonian and EEA companies with structured spend-management needs. Very small businesses that only need a simple EUR account are unlikely to benefit enough from the additional workflow features to justify the cost.
Key limitations
Very small companies that only need a basic EUR account and do not need spend-management workflows.
How the account works
Finance workflow
yes
yes
Yes
How customer funds are protected
Dedicated accounts are provided with safeguarding under applicable PSD2/e-money arrangements rather than a traditional bank deposit guarantee.
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